Binance has unveiled Institutional Loans, a new cross-collateralized credit line offering verified corporate clients up to 4x leverage by borrowing against multiple accounts without the need to consolidate assets.
Key Takeaways:
Binance Institutional Loans let corporate clients borrow with up to 4x leverage. Borrowed funds are instantly deployed to dedicated margin accounts. Binance supports over 400 collateral assets and offers 0% interest opportunities.The product aims to boost capital efficiency for high-frequency and institutional traders who need rapid access to liquidity, the exchange said on Thursday.
Unlike standard margin products tied to a single account, Institutional Loans let traders pool collateral from up to ten Spot, Cross Margin, and Portfolio Margin sub-accounts.
Binance Loans Enable Instant Margin Access via Dedicated Accounts
Borrowed funds are credited to a dedicated Portfolio Margin, Portfolio Margin Pro, or Cross Margin account, enabling instant deployment across Binance’s Margin and Futures markets.
Borrowers can access loans between 1 to 10 million USDC or USDT, secured against net equity across their collateralized accounts.
Binance’s program supports over 400 collateral assets, with major Spot tokens like BTC, ETH, USDT, USDC, SOL, and BNB exempt from haircut ratios, giving clients greater borrowing power.
An interest rebate program is also available, offering a path to 0% financing if performance criteria are met.
To qualify, firms must complete corporate verification and meet VIP 5 trading volume thresholds or undergo a manual assessment.
Once approved, they can pledge collateral, monitor loan-to-value ratios, and immediately deploy borrowed assets with spot-like latency.
“We’re continuously enhancing our offerings for institutional clients,” Binance CEO Richart Teng wrote in a recent post on X.
“Binance Institutional Loans doesn’t just offer credit, it reimagines how institutions access liquidity across their entire portfolio,” he added.
As reported, Binance continues to demonstrate its appeal to large market participants through Bitcoin inflows.
On May 22, when Bitcoin surged to an all-time high of $112,000, the average Bitcoin deposit to Binance spiked to 7 BTC, the highest among all exchanges.
For comparison, Bitfinex saw an average of 5 BTC, while OKX, Kraken, and Coinbase recorded lower figures — 1.23, 0.7, and 0.8 BTC, respectively. These numbers suggest Binance is the preferred venue for whales and high-volume traders.
Binance Unveils AI-Powered Customizable Interface
Last month, Binance launched “Binance UI Refined,” a new app interface offering AI-powered customization that lets its 275 million users tailor their trading homepages with drag-and-drop widgets suited to their experience level and regional preferences.
The redesign, announced ahead of Binance’s eighth anniversary, aims to break away from a one-size-fits-all approach.
New features include AI widgets like the Trending Widget, which scans posts from X and Binance Square to highlight coins gaining social media traction, alongside real-time sentiment analysis.
Other widgets let users monitor spot and futures assets, track ETF flows, follow lead traders, and access yield products.
Meanwhile, Binance is also expanding into newly reopened markets. After the U.S. Treasury eased sanctions on Syria through General License 25, Binance quickly reinstated full access to its platform for Syrian residents.
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